Personal Loans
Find out instantly if you are approved to apply and your estimated credit limit. Our eligibility checker does not affect your credit score.
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Our process
You can apply for a personal loan online, in a branch, or over the phone by calling us on 083 662 8486.
Step 2:
How can I apply for a personal loan?
Step 3:
Besides being at least 18 years old and a South African citizen, you will need the following to apply.
- ID document
- 3 months bank statements not older than seven days
- Latest payslip
- Proof of residential address
- Proof of work address
Kia Investments – Personal Loans
Driven By The Best
| Loan Amount | 1,000.00 | 2,000.00 | 3,000.00 | 4,000.00 | 5,000.00 |
| Term (months) | Once off | Once off | Once off | Once off | Once off |
| Interest rate (%) | 29.25 | 29.25 | 29.25 | 29.25 | 29.25 |
| Interest rate Amount (R) | 292.50 | 585.00 | 877.50 | 1,170.00 | 1,462.50 |
| Monthly service fee | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 |
| Once-off initiation fee (R) | 100.63 | 100.63 | 100.63 | 100.63 | 100.63 |
| Monthly repayment (R) | 1,462.13 | 2,754.63 | 4,047.13 | 5,339.63 | 6,632.13 |
| Total repayment (R) | 1,462.13 | 2,754.63 | 4,047.13 | 5,339.63 | 6,632.13 |
| 6,000.00 | 7,000.00 | 8,000.00 | 9,000.00 | 10,000.00 | 11,000.00+ |
| Once off | Once off | Once off | Once off | Once off | Special request |
| 29.25 | 29.25 | 29.25 | 29.25 | 29.25 | 29.25 |
| 1,755.00 | 2,047.50 | 2,340.00 | 2,632.50 | 2,925.00 | 3,217.50 |
| 69.00 | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 |
| 100.63 | 100.63 | 100.63 | 100.63 | 100.63 | 100.63 |
| 7,924.63 | 9,217.13 | 10,509.63 | 11,802.13 | 13,094.63 | 14,387.13 |
| 7,924.63 | 9,217.13 | 10,509.63 | 11,802.13 | 13,094.63 | 14,387.13 |